Affordable Major Medical Insurance
Major medical insurance is insurance designed to cover large and expensive medical procedures such as accidents, unexpected health concerns and long hospital stays.
The limit of services received through major medical insurance is much higher than health insurance, making it possible to receive somewhat affordable care in a medical facility long after the health insurance company would have sent you home. Most health insurance plans have a lifetime limit of one million dollars. This means that your visits and procedures, beyond regular check-ups and physicals, are capped at one million dollars over your entire life. If something like cancer or a devastating accident happens, you can easily run into your cap. Then you have to find a way to finish paying for your medical needs. Additionally, major medical insurance is particularly helpful if you are among the following:
- Not covered by your employer
- Retiree not yet eligible for Medicare
- Not employed and unsure when you’ll get coverage
So, if you have insurance, are on Medicare, or are uninsured or underinsured, you need to know all of your options for major medical care insurance. At First Preferred Health Insurance, our highly trained experts will help you find coverage that maximizes your benefits while minimizing your out-of-pocket costs.