THE FAMILY PROTECTION PLAN*
Term life insurance with Terminal Illness coverage to age 100
PREPARE FOR THE FUTURE.
Sadly, 85% of Americans say most people need life insurance, yet only 62% have
coverage and a staggering 33% say they don’t have enough life insurance, including
one-fourth who already have life insurance coverage.* Nobody wants to be a statistic –
especially during a period of grief. That’s why 5Star Life Insurance Company developed
it’s Terminal Illness Family Protection plan policy – to ensure you and your loved ones are
covered during a period of loss.
You choose the level of benefit that best meets the
needs of your family. Very competitive pricing most especially for smokers and diabetics
Premiums are taken care of simply and easily
through payroll deductions.
Individual policies can be purchased on the employee,
their spouse, children and grandchildren.
CHILDREN & GRANDCHILDREN PLAN
Policies can also be purchased for children and
grandchildren ages newborn through 23 for $1.15/
week for a $10,000 policy or $2.30/week for a
You and your family continue coverage with no loss
of benefits or increase in cost should you terminate
employment after the first premium is paid, in
which case the insurance company will simply bill
you directly. Coverage can never be cancelled by
the insurance company or your employer unless you
stop paying premiums.
EASY APPLICATION PROCESS
This insurance does not require a medical exam or
blood profile. Eligibility for coverage is based on a
few simple health questions on the application.
EMERGENCY BURIAL BENEFIT
Within 24 hours after receiving notice of an
insured’s death, an emergency death benefit
of the lesser of 50% of the coverage amount,
or $15,000 will be mailed to the insured’s
beneficiary, unless the death is within the two-year
contestability period and/or under investigation.
This plan pays the insured 30% (25% in
Connecticut & Michigan) of the policy coverage
amount in a lump sum upon the occurrence of a
terminal condition that will result in a limited life
span of less than 12 months.
Term Life to age 100
Level Pricing – Guaranteed Level premium to age 100
Monthly Premium Rate Chart
|Age on App Date||$10,000||$25,000||$50,000||$75,000||$100,000||$125,000||$150,000|
Diabetics Skin Cancer
Smokers Elevated Cholesterol
Morbidly obese Weight Loss Surgery
Sleep Apnea High Blood Pressure
Anxiety / Depression